Agridex International the fintech innovator behind the Loam digital payments and treasury optimization platform has announced a strategic partnership with Tradeflow Capital Management to accelerate capital deployment in Kenya and across Africa.
The collaboration is designed to expand access to structured trade finance and modern payment infrastructure for small and medium enterprises.
By combining Tradeflow’s expertise in structured trade finance with Agridex’s Loam settlement platform the partnership aims to accelerate the flow of working capital while reducing transaction costs and improving transparency through near real time visibility of funds.
Loam sits at the center of the initiative as Agridex’s proprietary payments infrastructure built to move capital efficiently across markets where legacy banking systems remain slow expensive or inaccessible.
The platform delivers near instant settlement with transaction costs below 0.2 percent compared to traditional cross border payments that often exceed 3 percent and can take several working days to complete positioning Loam as a lower cost and faster alternative for trade finance flows.
“Loam was built to solve real payment and settlement challenges in emerging markets. Tradeflow’s adoption of Loam as a core conduit for capital deployment demonstrates how modern payment rails can unlock scale efficiency and resilience in African trade finance,” said Henry Duckworth founder and CEO of Agridex
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Under the agreement Tradeflow Capital Management will use Loam as the foundational infrastructure for deploying structured trade finance capital into agricultural and commodity value chains across Africa. Tradeflow has turned over Sh645 billion ($5 billion) in SME trade transactions since inception bringing experience in asset backed data driven financing models and real time supply chain risk mitigation.
The partnership will initially focus on commodity trades and structured financing deployments across priority African markets using Loam to deliver faster settlement lower costs and greater certainty of payment.
The initiative also aligns with broader efforts to strengthen Africa’s financial infrastructure. Imara Group a long standing investor and advisor in African financial services supports the development of institutional grade payment and capital market infrastructure across the continent.
The firm has invested more than Sh51.6 billion ($400 million) over the past two decades with a focus on expanding access to finance enabling digital payments and supporting platforms such as Loam that underpin trade employment and economic growth.
